PM-SURAJ Portal

Context

The Prime Minister virtually launched the Pradhan Mantri Samajik Utthan evam Rozgar Adharit Jankalyan (PM-SURAJ) portal,.

PM-SURAJ Portal

The PM-SURAJ (Pradhan Mantri Samajik Utthan and Rozgar Adharit Jankalyan) portal is a recently launched initiative by the Indian government to empower marginalized communities by simplifying access to credit schemes.

 Target Audience:

 It aims to benefit people belonging to disadvantaged sections of Indian society, including Scheduled Castes, Other Backward Classes, and Safai Mitras (sanitation workers).

 Objective:

 The portal functions as a one-stop platform for applying and tracking the progress of various loan and credit schemes offered by the government. This eliminates the need for middlemen and ensures transparency in the process.

 Nodal Ministry:

The Ministry of Social Justice and Empowerment spearheads this initiative.

Potential Benefits:

• Easier access to credit for underprivileged communities
• Streamlined application process for government schemes
• Reduced dependence on middlemen and curbing corruption
• Improved financial inclusion for marginalized groups

Launch and Recent Developments:

• The portal was inaugurated by Prime Minister Narendra Modi in 2024.
• This initiative aligns with the government’s vision of inclusive growth and aims to empower these communities for social and economic development.

While the PM-SURAJ portal is a recent launch, it has the potential to significantly impact the lives of underprivileged communities in India by providing them with the financial resources they need to thrive.