Kisan Rin Portal

It is developed through a collaborative effort involving Ministry of Agriculture and Farmers’ Welfare, Ministry of Finance, RBI, and NABARD, the KRP aims to revolutionize access to credit services under the Kisan Credit Card (KCC) scheme.

It facilitates farmers in availing subsidized agriculture credit through the Modified Interest Subvention Scheme (MISS).

The portal offers an integrated hub, providing a comprehensive view of farmer data, loan disbursement specifics, interest subvention claims, and scheme utilization progress.

Key Facts about the Kisan Credit Card (KCC)

• The Kisan Credit Card (KCC) scheme was introduced in 1998 to issue KCC to farmers on the basis of their holdings for uniform adoptions by the banks so that farmers may use them to readily purchase agriculture inputs such as seeds, fertilisers, pesticides, etc and draw cash for their production needs.
• It was developed by NABARD (the National Bank for Agriculture and Rural Development).
• The scheme was further extended for the investment credit requirement of farmers, allied and non-farm activities, in the year 2004.
• The scheme was further revisited in 2012with a view to simplify the scheme and facilitate the issue of Electronic Kisan Credit Cards.

Applicability:

It is to be implemented by Commercial Banks, RRBs, Small Finance Banks and Cooperatives.

Objective:

Aims at providing adequate and timely credit support from the banking system under a single window with a flexible and simplified procedure to the farmers for their cultivation and other needs as indicated below:

• To meet the short-term credit requirements for the cultivation of crops;
• Post-harvest expenses;
• Produce marketing loan;
• Consumption requirements of farmer household;
• Working capital for maintenance of farm assets and activities allied to agriculture;
• Investment credit requirement for agriculture and allied activities.